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Auto Insurance

Automobile ownership represents a significant liability risk. Insurance protection is necessary, and in some states, required by law.

After a careful review of the drivers who will be operating your vehicle(s), the type and use of your vehicle(s), Downs & Associates, Inc. will help you find the company that will provide the best coverage for you.

Use our online quotes, or call us for more information.

Q: If I loan my car to my friend, and he has a wreck, will my insurance cover third party losses?

Based on your state law, your insurance policy, and the circumstances surrounding the accident, your car policy may cover others when they are behind the wheel. If you anticipate that someone will borrow your vehicle, ask your agent to attach a "rider" to cover the situation.

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