Commercial Auto Insurance
A businessowner, needs the same kinds of insurance coverages for the car used in the business as you do for a car used for personal travel, and coverage for uninsured motorists. Whether you need to buy a business auto insurance policy will depend on the kind of driving to be done and if employees will be driving them and whether employees are likely to be driving their own cars for your business. A business auto policy differs from a personal auto policy in many technical respects.
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Q: Are my employees covered on commercial auto insurance?
Company owned vehicles should be titled in the company’s name. Commercial vehicle insurance is required for complete coverage. For businesses without employees the owner’s personal auto policy will usually suffice.