Employee Practices Liability Insurance (EPLI)
The number of lawsuits filed by employees against their employers has been rising. EPLI protects businesses against claims by workers that their legal rights, as employees of the company, have been violated. EPLI provides protection against many kinds of employee lawsuits, including claims of:
- Sexual harassment
- Wrongful termination
- Breach of employment contract
- Negligent evaluation
- Failure to employ or promote
- Wrongful discipline
- Deprivation of career opportunity
- Wrongful infliction of emotional distress
- Mismanagement of employee benefit plans
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Q: I have an employee who does competent work, but in most every other instance, is disagreeable. Need I fear a lawsuit if I don't acquiesce to his unrealistic demands?
Perhaps EPLI coverage is exactly the answer. The term "litigious society" is not new and it is a shame it has found its way into the work place. Further, in employee tort claims agains an employer, both sides usually lose. The best solution is a strongly written employee manual backed up by EPLI coverage.