Insurance coverage for garages is unique because in addition to requiring insurance for property including buildings, contents, stock and equipment, there is also an automobile liability exposure. The garage liability component provides coverage for automobile liability including owned vehicles, customers autos while servicing or repair, courtesy cars and auto part sales.
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Q: If my customer's car is damaged while on our property, it is covered?
Garage insurance has several options and requires an insurance specialist to guide you and recommend the best coverage to protect your business. Garage liability will insure against negligence claims. You want to be in a position to provide coverage regardless of legal liability if anything should happen to your customer's vehicle while it is in your care.